IRDAI's latest claim-settlement figures for every major insurer — sorted, sourced, and with the one thing the league tables leave out: what these numbers don't tell you.
FY2024-25 · source: IRDAI Annual Report + insurer disclosures · the latest fully-published year.
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What it means
What it does NOT mean
What "good" looks like
These averages tell you whether a company pays claims in general. Whether your claim gets paid depends on your disclosures, your paperwork, and the fine print. A licensed advisor reads that for your situation — before you buy, and when you claim.
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"A 99% claim settlement ratio doesn't mean what you think."
It's a whole-book average — not the odds your claim gets paid. See why, and the real FY2024-25 numbers.
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Figures compiled from IRDAI publications and insurer disclosures for general guidance, not advice on any specific policy. FY2024-25.
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