Deductible vs Co-payment: What Changes as Your Claim Grows?

A voluntary deductible or co-payment can help reduce your premium where the policy offers that choice. Compare a ₹5,000 deductible with a 10% co-payment at ₹20,000 and ₹1 lakh of covered expenses. The deductible stays fixed in this example, while the co-payment amount grows. Ask me which available option suits your lifestyle, needs and budget, and compare the premium saving with what you could comfortably pay during a claim.

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