Changing Health Insurance? Do Waiting Periods Start Again?

With portability, you can change your health insurance company without repeating the waiting time you have already completed under your existing policy. Your eligible no-claim bonus can carry forward too. Any remaining waiting period and the new policy terms still apply, and the move is subject to the new insurance company accepting your application. A month or two before renewal, ask me to help you compare suitable options and guide you through portability.