Selling Your Car? Keep Your No-Claim Bonus (NCB)

Your no-claim bonus belongs to you, not the vehicle. You may be able to carry an eligible NCB to your next car, insured in your name. It discounts the own-damage premium: in this example, 35% NCB reduces Rs 20,000 to Rs 13,000, saving Rs 7,000 on that part. Third-party premium, add-ons and taxes are separate. Ask your current insurance company for an NCB retention certificate when you sell, check its validity, and give it to the insurance company for your next car. Ask me to help you check your NCB and carry it forward.

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ZaapIn is a technology company. We do not sell or solicit insurance. We are not affiliated with, endorsed by, or recommended by IRDAI, any examination body, or any insurer.

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