Free for your customers

Your customers,
always connected to you.

ZaapIn Insurance Wallet gives every policyholder a single place for all their insurance — and puts you, their advisor, one tap away at every moment that matters.

Good evening,
Vivek Putta
Car · Comprehensive
Hyundai Creta 1.5 SX
₹9,20,000
Sum insured
ICICI Lombard
Renews 18 Aug 2026
IL-CAR-26-8831
Talk to
advisor
Claims
assistance
Add
policy
All Motor Health Life Travel
Asia Trip — Bangkok
New India Assurance
Lapsed
Bajaj Pulsar NS200
Reliance General
21d
Accenture Group Life
Axa Life Insurance
315d
Policy
Family Floater · 4 members
Star Health Optima
₹5,00,000
Sum insured
Star Health Insurance
Renews 30 Sep 2026
SH-FH-25-7731
Matched via +91 98231 47802
Your service team 3
RS
Rakesh Sharma
SureShield Brokers
Level 1
KP
Kavita Patel
SureShield Brokers
Escalation 1
SN
Suresh Naidu
SureShield Brokers
Level 2
Talk to advisor
ICICI Lombard Group Health
ICICI Lombard
IL-GH-26-5521 · Corporate Health
Select a contact
Rakesh Level 1
Suresh Level 2

Rakesh usually replies within 30 min · Mon–Sat 9–7

Quick message
I need a copy of my policy schedule
Help me check what's covered
Schedule a cashless pre-auth
Notify Rakesh about a claim
SureShield · ICICI Lombard
Immediate
Accident, hospitalisation, theft — happening now
Planned
Scheduled procedure, transfer — needs guidance
Incident date & time
Date
Time
Place
e.g. Andheri West, Mumbai
What happened? (optional)
e.g. Bike skidded near Andheri, rider safe, vehicle damaged

Rakesh will call you back within 15 min. Policy details are sent automatically.

My claims
5 tickets
Accident damage
Bajaj Allianz — Two-Wheeler
In review
Claimed ₹38,500
CLM-2026-0041
Filed 6 May 2026
Hospitalisation
Star Family Floater
Settled
Settled ₹1,10,500
CLM-2025-0187
Filed 14 Feb 2026
OPD reimbursement
New India — Corporate Health
Open
Claimed ₹6,800
CLM-2026-0058
Filed 17 May 2026
Critical illness rider
HDFC Life
Rejected
Policy
Members covered
Aryan Mehta
Self · Age 34
Proposer
Priya Mehta
Spouse · Age 31
Arjun Mehta
Child · Age 6
Family access
PM
Priya Mehta
Spouse · View + claims
AM
Arjun Mehta
Child · View only
Documents
Policy schedule.pdf
Premium receipt.pdf

The problem

Most customers cannot name the advisor who sold them their last policy.

They do not know their policy number. They do not know their renewal date. They do not know who to call when their car gets hit at 11 pm. Their policies are buried across email inboxes, WhatsApp threads, and physical folders they cannot find.

When a claim happens, they search. When a renewal is due, they forget. And when they finally do need you, they cannot reach you — because they cannot remember who you are.

Between renewals, most advisors are invisible to their own customers.

The solution

Your customer's wallet.
Your name inside it.

ZaapIn Insurance Wallet is a free app — Android and web — that you share with your customers. The moment they log in with their phone number, every policy you have managed for them appears automatically. No data entry. No scanning. No setup on their end.

Health
Star Family Floater
₹5L
4 members
Motor
Hyundai Creta 1.5
₹9.2L
ICICI Lombard
Life
Term Plan
₹1Cr
HDFC Life
Travel
Asia Trip — Bangkok
$50K
New India Assurance
Home
Home Shield
₹25L
Bajaj Allianz

Auto-matched using the phone number on every policy document.

Every insurer. Health, motor, life, home, travel — all in one list.

No setup for the customer. One OTP and the wallet is theirs.

One wallet

One wallet. Every policy.

All your customer's insurance, in one place — health, motor, life, home, travel — regardless of insurer.

Policies match automatically using the phone number or email on the policy document. No manual entry. No uploads. No app-switching between insurers.

  • Every active, expiring, and lapsed policy in a single list
  • Sum insured, premium, policy ID, coverage, and what's included
  • Visual cards with renewal status — customers know exactly what expires when
  • Works offline — policies stay accessible without a connection
Good evening,
Vivek Putta
Car · Comprehensive
Hyundai Creta 1.5 SX
₹9,20,000
Sum insured
ICICI Lombard
Renews 18 Aug 2026
IL-CAR-26-8831
Talk to
advisor
Claims
assistance
Add
policy
All Motor Health Life Home Travel
Asia Trip — Bangkok
New India Assurance
Lapsed
Bajaj Pulsar NS200
Reliance General
21d
Accenture Group Life
Axa Life Insurance
315d
Hyundai Creta 1.5 SX
ICICI Lombard
Active
Group Health · Corporate
ICICI Lombard Group Health
IL-GH-26-5521 · Employee Plan

Your service team

3
RS
Rakesh Sharma
Level 1
SureShield Brokers
KP
Kavita Patel
Escalation 1
SureShield Brokers
SN
Suresh Naidu
Level 2
SureShield Brokers

Rakesh usually replies within 30 min · Mon–Sat 9–7

Advisor channel

Your name. Inside every policy.

The moment a customer opens their wallet, they see their policies — and they see you. Your name and contact are embedded inside every policy you manage.

One tap connects them to you, on the channel they prefer.

  • Call, WhatsApp, SMS, or email — directly from inside the policy
  • Messages pre-filled with policy details — no one wastes time explaining
  • Multiple advisors and escalation contacts per policy
  • Response time indicator — customers know when to expect a reply

Claims

Claims that don't need a phone call to start.

Customers can file a claim or alert their advisor directly from the app — at any hour, without needing to remember a number.

Every claim gets a unique ticket number. You get notified. The customer sees their claim status update in real time.

  • Immediate or planned — customers describe what happened in plain language
  • Incident date, time, and location captured upfront
  • Ticket number generated instantly (e.g. ZAP-20260526-7842)
  • Full claim timeline — every status update, comment, and reply in one thread
Notify Rakesh about a claim
SureShield Brokers · ICICI Lombard Group Health
Immediate
Accident, hospitalisation, theft — happening now or in the last 24h
Planned
Scheduled procedure, transfer, cashless pre-auth — needs guidance
Incident date
Date
Time
Time
Place
e.g. Andheri West, Mumbai
What happened? (optional)
e.g. Bike skidded near Andheri, rider safe, vehicle damaged

Rakesh will call you back within 15 min. Policy details are sent automatically.

Members covered

Aryan Mehta
Self · Age 34
Proposer
Priya Mehta
Spouse · Age 31
Arjun Mehta
Child · Age 6
Ananya Mehta
Child · Age 3

Family access

PM
Priya Mehta
Spouse · View + file claims
AM
Arjun Mehta
Child · View only

Family access

Protect what matters. Share access with family.

A health policy is useless if only the policyholder can access it. With ZaapIn Insurance Wallet, customers share any policy with a spouse, parent, or child — at the level of access that makes sense for each person.

Family members get their own view of the policy without needing a separate account.

  • Three access levels: view-only, view + file claims, or full access
  • Invite by phone number — via WhatsApp, email, or any app
  • Family member appears on the policy immediately
  • Ideal for health, life, and home policies with dependants

Always there.
Even when the internet is not.

Insurance emergencies do not wait for good connectivity. The wallet caches every policy locally — customers can access policy details and advisor contacts offline.

  • Full policy list available without a network connection
  • Claims filed offline queue up and submit when connectivity returns
  • Built for Indian network conditions — fast and lightweight

One app. Every device.

Native Android app and a Progressive Web App. Works on iPhone, Android, and desktop — no App Store gatekeeping, no feature gaps between platforms.

Get it on
Google Play
Install
PWA — iOS & web

How it works

Three steps. Five minutes.

If you already use the Renewal Engine, you are halfway there. Your customers do the rest in one screen.

1

You are already set up

If you process policies through the ZaapIn Renewal Engine, you are done. The phone number on each policy document is the join key — the wallet uses it automatically.

2

Your customer logs in once

They download the app or open it in a browser, enter their phone number, and verify with an OTP. Every policy appears automatically — across every insurer you work with.

3

You are top of mind, forever

Your name, your number, and your WhatsApp are right there inside every policy. When a renewal is due, a claim needs filing, or an emergency happens — you are one tap away.

For the advisor

Free for your customers.
Powerful for you.

CustomerAll their policies in one place
YouYou are the first contact for every policy moment
CustomerOne tap to reach their advisor
YouMore inbound — fewer cold-reconnection calls
CustomerReal-time claim tracking
YouFewer "what's happening with my claim" messages
CustomerFamily sharing with controlled access
YouA relationship with the household, not just the policyholder

You do not need to change how you work. The app runs quietly in the background, keeping you relevant.

Your customers. Your relationship.

ZaapIn Insurance Wallet is built for licensed insurance intermediaries. We are not a competitor to you.

We will never sell your customer to another advisor.
We will never run ads on your customer inside the wallet.
We will never publish your customer's data outside ZaapIn.

Give your customers
ZaapIn Insurance Wallet.

It takes minutes to set up. It costs nothing. And it puts your name inside every policy your customers hold — for as long as they hold it.

Part of the ZaapIn OS · Companion to the Renewal Engine