Referral & Partner Program Terms

Effective Date: November 20, 2025 | Version 11.19

By participating in the ZaapIn Referral & Partner Program ("Program"), you ("Partner," "You") agree to the following terms and conditions as well as our Terms of Use, Privacy Policy, Refund Policy, and Sandbox Disclaimer. This program is exclusively designed for active ZaapIn SaaS users.

1. Eligibility & Participation

2. Geo-Fencing & Attribution

The Program operates on a strict geographic logic based on the billing country of both parties.

3. Reward Structure (Domestic)

For same-country referrals, the program consists of three phases:

Phase 1: New Business Credits (0–11 Referrals)

Phase 2: Partner Status (12 Lifetime Referrals)

Upon reaching 12 total referrals, you unlock the "Partner" Badge, Directory Listing, and Financial Dashboard.

Phase 3: Recurring Income (12+ Active Referrals)

Annual Loyalty Bonus

Maintain Active Partner Status for 12 consecutive months to receive a lump-sum credit equal to 3 Months of your Current Plan Value.

4. Cross-Border Rewards (Manual Leads)

For referrals across different countries, the following standardized finder's fees apply:

5. Financial Mechanics & Payouts

5.1. Universal Wallet

Credits act as "ZaapIn Cash" and can be used for Base Plans, Upgrades, SMS Packs, and Add-ons. Our billing system consumes funds in this strict order: 1) Credits → 2) Brokerage Balance → 3) Payment Method.

5.2. Operational Rules & Settlement

5.3. Cash Withdrawals & Taxes

5.4. The Ecosystem Multiplier

You may convert Cash Commission to Wallet Credits with a bonus (+10% to +15%) based on your active referral count. This bonus is considered a taxable perquisite under Section 194R where applicable.

6. Fraud & Data Rights

Acceptance: By generating a referral link or submitting a lead, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.